/* HomeRaised marketing site. Brand colours follow the logo (navy + teal). */
:root {
  --navy: #12324f;
  --navy-deep: #0b2238;
  --navy-tint: #e9eff6;
  --teal: #16a88a;
  --teal-dark: #0e8a71;
  --teal-tint: #e3f6f1;
  --gold: #f4a340;
  --ink: #142233;
  --muted: #5b6878;
  --line: #dfe5ec;
  --bg: #ffffff;
  --bg-soft: #f6f8fb;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow: 0 10px 30px rgba(11, 34, 56, 0.08);
  --shadow-lg: 0 24px 60px rgba(11, 34, 56, 0.16);
  --max: 1160px;
  --font: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--teal-dark); }
h1, h2, h3 { text-wrap: balance; line-height: 1.15; letter-spacing: -0.02em; margin: 0 0 0.5em; color: var(--navy); }
h1 { font-size: clamp(2.3rem, 5.4vw, 3.9rem); font-weight: 800; }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); font-weight: 800; }
h3 { font-size: 1.2rem; font-weight: 700; }
p { margin: 0 0 1em; }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.section { padding: clamp(64px, 9vw, 112px) 0; scroll-margin-top: 76px; }
.section--soft { background: var(--bg-soft); }
.section--navy { background: var(--navy); color: #d9e4ef; }
.section--navy h2, .section--navy h3 { color: #fff; }
.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal-dark);
  margin-bottom: 14px;
}
.section--navy .eyebrow { color: #6fe0c4; }
.lede { font-size: 1.15rem; color: var(--muted); max-width: 640px; }
.section--navy .lede { color: #b9c9d9; }
.head { max-width: 720px; margin-bottom: 48px; }
.head--center { margin-left: auto; margin-right: auto; text-align: center; }
.head--center .lede { margin-left: auto; margin-right: auto; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 12px; top: 12px; z-index: 100; background: #fff; padding: 8px 12px; border-radius: 8px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 24px;
  border-radius: 999px; border: 2px solid transparent;
  font: inherit; font-weight: 700; font-size: 1rem;
  text-decoration: none; cursor: pointer;
  transition: transform .15s ease, background .15s ease, box-shadow .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.btn--primary { background: var(--teal); color: #fff; box-shadow: 0 8px 20px rgba(22, 168, 138, .3); }
.btn--primary:hover { background: var(--teal-dark); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--navy); }
.btn--light { background: #fff; color: var(--navy); }
.btn--outline-light { color: #fff; border-color: rgba(255,255,255,.35); background: transparent; }
.btn--outline-light:hover { border-color: #fff; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.88);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s ease;
}
.site-header.is-scrolled { border-bottom-color: var(--line); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 84px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand { gap: 12px; flex: none; }
.brand img { max-width: none; }
.brand-icon { width: 62px; height: 54px; }
.brand-word { width: 172px; height: 25px; margin-top: 6px; }
@media (max-width: 400px) {
  .brand-icon { width: 50px; height: 43px; }
  .brand-word { width: 140px; height: 20px; }
}
.footer-grid .brand img { width: 200px; height: auto; }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.nav-links a:not(.btn) { white-space: nowrap; color: var(--ink); text-decoration: none; font-weight: 600; font-size: .95rem; }
.nav-links a:not(.btn):hover { color: var(--teal-dark); }
.nav-links .btn { min-height: 42px; padding: 0 18px; font-size: .92rem; }
.menu-btn {
  display: none; width: 44px; height: 44px; border: 0; background: none; cursor: pointer;
  border-radius: 10px; color: var(--navy);
}
.menu-btn:focus-visible { outline: 3px solid var(--gold); }

@media (max-width: 1060px) { /* 6 nav links need ~1040px; collapse before they wrap */
  .menu-btn { display: inline-flex; align-items: center; justify-content: center; }
  .nav-links {
    position: absolute; top: 84px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; border-bottom: 1px solid var(--line);
    padding: 8px 20px 20px; box-shadow: var(--shadow);
    display: none;
  }
  .nav-links.is-open { display: flex; }
  .nav-links li a:not(.btn) { display: block; padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav-links li:last-child { margin-top: 16px; }
  .nav-links .btn { width: 100%; min-height: 48px; }
}

/* Hero */
.hero { position: relative; overflow: hidden; padding: clamp(48px, 7vw, 88px) 0 clamp(64px, 8vw, 104px); }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(700px 420px at 85% 10%, var(--teal-tint), transparent 70%),
    radial-gradient(600px 400px at 0% 100%, var(--navy-tint), transparent 70%);
}
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.hero h1 em { font-style: normal; color: var(--teal); }
.hero .lede { font-size: 1.2rem; margin-bottom: 28px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 28px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 22px; list-style: none; padding: 0; margin: 0; color: var(--muted); font-size: .95rem; font-weight: 600; }
.hero-points li { display: flex; align-items: center; gap: 8px; }
.hero-points svg { width: 18px; height: 18px; color: var(--teal); flex: none; }
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
}

/* Phone mockup */
.mock-stage { position: relative; display: flex; justify-content: center; }
.phone {
  width: 290px; max-width: 100%;
  background: var(--navy-deep);
  border-radius: 40px; padding: 12px;
  box-shadow: var(--shadow-lg);
}
.phone-screen { background: var(--bg-soft); border-radius: 30px; overflow: hidden; padding: 18px 14px 20px; }
.phone-top { display: flex; justify-content: space-between; font-size: .72rem; font-weight: 700; color: var(--navy); padding: 0 6px 12px; }
.card-visual {
  border-radius: 18px; padding: 18px; color: #fff;
  background: linear-gradient(135deg, var(--navy) 0%, #1c4a73 55%, var(--teal) 140%);
  box-shadow: 0 10px 24px rgba(18, 50, 79, .35);
  margin-bottom: 14px;
}
.card-visual .row { display: flex; justify-content: space-between; align-items: center; }
.card-visual .tag { font-size: .66rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; opacity: .8; }
.card-visual .prog { font-size: 1.1rem; font-weight: 800; margin: 18px 0 2px; }
.card-visual .sub { font-size: .75rem; opacity: .8; }
.pill { font-size: .66rem; font-weight: 700; border-radius: 999px; padding: 3px 9px; background: rgba(255,255,255,.18); }
.offers-label { font-size: .72rem; font-weight: 800; color: var(--navy); text-transform: uppercase; letter-spacing: .08em; margin: 4px 6px 8px; }
.offer {
  display: flex; align-items: center; gap: 10px;
  background: #fff; border: 1px solid var(--line); border-radius: 14px;
  padding: 10px 12px; margin-bottom: 8px;
}
.offer-logo { width: 34px; height: 34px; border-radius: 10px; display: grid; place-items: center; font-size: .78rem; font-weight: 800; color: #fff; flex: none; }
.offer b { display: block; font-size: .82rem; color: var(--ink); }
.offer small { font-size: .74rem; color: var(--teal-dark); font-weight: 700; }
.float-card {
  position: absolute; background: #fff; border-radius: 16px; box-shadow: var(--shadow-lg);
  padding: 14px 16px; font-size: .82rem; border: 1px solid var(--line);
}
.float-card strong { display: block; color: var(--navy); font-size: 1rem; }
.float-card span { color: var(--muted); }
.float-card--a { left: calc(50% - 300px); top: 10%; }
.float-card--b { right: calc(50% - 300px); bottom: 16%; }
.float-card .dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: var(--teal); margin-right: 6px; }
.mock-note { text-align: center; font-size: .75rem; color: var(--muted); margin-top: 14px; }
/* Hidden where there is no room beside the phone: narrow two-column hero, and phones. */
@media (max-width: 640px), (min-width: 961px) and (max-width: 1180px) {
  .float-card { display: none; }
}

/* Problem stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px 24px;
}
.stat-num { font-size: 2.6rem; font-weight: 800; color: var(--navy); letter-spacing: -0.03em; line-height: 1; margin-bottom: 12px; }
.stat-num span { color: var(--teal); }
.stat p { margin: 0; color: var(--muted); font-size: .97rem; }
.source { font-size: .8rem; color: var(--muted); margin-top: 20px; }
.quote {
  margin: 40px 0 0; padding: 32px 36px; border-radius: var(--radius);
  background: var(--navy); color: #fff; position: relative;
  display: grid; grid-template-columns: auto 1fr; gap: 24px; align-items: start;
}
.quote svg { width: 40px; height: 40px; color: var(--teal); }
.quote blockquote { margin: 0; font-size: clamp(1.2rem, 2.4vw, 1.55rem); font-weight: 700; line-height: 1.35; }
.quote cite { display: block; margin-top: 12px; font-style: normal; font-size: .92rem; color: #a9bccf; font-weight: 600; }
@media (max-width: 900px) { .stats { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) {
  .stats { grid-template-columns: 1fr; }
  .quote { grid-template-columns: 1fr; padding: 26px 22px; }
}

/* Steps */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: step; list-style: none; padding: 0; margin: 0; }
.step { position: relative; padding: 28px 24px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); }
.step::before {
  counter-increment: step; content: counter(step);
  display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px;
  background: var(--teal-tint); color: var(--teal-dark); font-weight: 800; margin-bottom: 18px;
}
.step p { color: var(--muted); margin: 0; font-size: .97rem; }
@media (max-width: 900px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .steps { grid-template-columns: 1fr; } }

/* Before / after */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.compare-col { border-radius: var(--radius); padding: 30px; }
.compare-col h3 { display: flex; align-items: center; gap: 10px; margin-bottom: 18px; }
.compare-col ul { list-style: none; margin: 0; padding: 0; }
.compare-col li { display: flex; gap: 12px; align-items: flex-start; padding: 12px 0; border-top: 1px solid var(--line); }
.compare-col li:first-child { border-top: 0; }
.compare-col li svg { width: 20px; height: 20px; flex: none; margin-top: 3px; }
.compare-col--before { background: #fff; border: 1px solid var(--line); }
.compare-col--before li { color: var(--muted); }
.compare-col--before li svg { color: #c45b5b; }
.compare-col--after { background: var(--teal-tint); border: 1px solid #bfe9de; }
.compare-col--after li { border-top-color: #c9ece2; font-weight: 600; }
.compare-col--after li svg { color: var(--teal-dark); }
@media (max-width: 760px) { .compare { grid-template-columns: 1fr; } }

/* Money split */
.money { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split-card { background: #fff; color: var(--ink); border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow-lg); }
.split-total { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 18px; }
.split-total b { font-size: 1.05rem; color: var(--navy); }
.split-total span { font-size: 2rem; font-weight: 800; color: var(--navy); }
.split-bar { display: flex; height: 18px; border-radius: 999px; overflow: hidden; margin-bottom: 20px; }
.split-bar .p { background: var(--teal); width: 80%; }
.split-bar .h { background: var(--navy); width: 20%; }
.split-row { display: flex; justify-content: space-between; align-items: center; padding: 12px 0; border-top: 1px solid var(--line); }
.split-row:first-of-type { border-top: 0; }
.split-row .k { display: flex; align-items: center; gap: 10px; font-weight: 600; }
.split-row .sw { width: 12px; height: 12px; border-radius: 4px; }
.split-row .v { font-weight: 800; font-size: 1.15rem; color: var(--navy); }
.split-note { font-size: .86rem; color: var(--muted); margin: 16px 0 0; }
.checks { list-style: none; margin: 24px 0 0; padding: 0; }
.checks li { display: flex; gap: 12px; margin-bottom: 14px; }
.checks svg { width: 22px; height: 22px; color: #6fe0c4; flex: none; margin-top: 2px; }
.checks b { color: #fff; }
@media (max-width: 900px) { .money { grid-template-columns: 1fr; gap: 40px; } }

/* Audience cards */
.audiences { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.aud { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px; display: flex; flex-direction: column; }
.aud-icon { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; margin-bottom: 20px; }
.aud-icon svg { width: 26px; height: 26px; }
.aud ul { list-style: none; padding: 0; margin: 4px 0 0; }
.aud li { position: relative; padding-left: 22px; margin-bottom: 10px; color: var(--muted); font-size: .97rem; }
.aud li::before { content: ""; position: absolute; left: 0; top: 10px; width: 8px; height: 8px; border-radius: 50%; background: var(--teal); }
@media (max-width: 900px) { .audiences { grid-template-columns: 1fr; } }

/* Leaderboard mock */
.feature-split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.board { background: #fff; border-radius: var(--radius); border: 1px solid var(--line); box-shadow: var(--shadow); padding: 24px; }
.board-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.board-head b { color: var(--navy); }
.board-head small { color: var(--muted); font-size: .78rem; }
.board-row { display: grid; grid-template-columns: 28px 1fr auto; gap: 12px; align-items: center; padding: 11px 12px; border-radius: 12px; font-size: .95rem; }
.board-row:nth-child(odd) { background: var(--bg-soft); }
.board-row.me { background: var(--teal-tint); outline: 2px solid #9fdccb; font-weight: 700; }
.board-row .r { font-weight: 800; color: var(--navy); }
.board-row .c { color: var(--muted); font-size: .88rem; }
.goal { margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.goal-row { display: flex; justify-content: space-between; font-size: .85rem; color: var(--muted); margin-bottom: 8px; }
.goal-bar { height: 10px; background: var(--navy-tint); border-radius: 999px; overflow: hidden; }
.goal-bar i { display: block; height: 100%; width: 62%; background: linear-gradient(90deg, var(--teal), #3fd0ae); border-radius: 999px; }
@media (max-width: 900px) { .feature-split { grid-template-columns: 1fr; gap: 40px; } }

/* Comparison table */
.table-wrap { overflow-x: auto; border-radius: var(--radius); border: 1px solid var(--line); background: #fff; }
table { width: 100%; border-collapse: collapse; min-width: 620px; }
th, td { padding: 16px 18px; text-align: center; border-bottom: 1px solid var(--line); font-size: .95rem; }
th:first-child, td:first-child { text-align: left; font-weight: 600; }
thead th { font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); background: var(--bg-soft); }
thead th.us { color: #fff; background: var(--navy); }
td.us { background: #f2fbf8; }
tbody tr:last-child td { border-bottom: 0; }
.yes, .no, .some { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: .88rem; }
.yes { color: var(--teal-dark); }
.no { color: #b2bac4; }
.some { color: #c9871a; }
.yes svg, .no svg { width: 18px; height: 18px; }
.table-note { font-size: .82rem; color: var(--muted); margin-top: 12px; }

/* Merchant band */
.merchant { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.plans { display: grid; gap: 14px; }
.plan { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 24px; }
.plan-top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 6px; }
.plan-top b { color: var(--navy); font-size: 1.1rem; }
.plan-top span { font-weight: 800; color: var(--navy); font-size: 1.25rem; }
.plan-top span small { font-size: .8rem; color: var(--muted); font-weight: 600; }
.plan p { margin: 0; color: var(--muted); font-size: .95rem; }
.plan--pro { border: 2px solid var(--teal); }
.plan--pro .badge { font-size: .7rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--teal-dark); background: var(--teal-tint); padding: 3px 8px; border-radius: 999px; margin-left: 8px; }
.pull { border-left: 4px solid var(--teal); padding: 4px 0 4px 18px; margin: 24px 0; font-weight: 700; color: var(--navy); font-size: 1.1rem; }
@media (max-width: 900px) { .merchant { grid-template-columns: 1fr; gap: 40px; } }

/* Getting started */
.timeline { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; list-style: none; padding: 0; margin: 0 0 40px; }
.timeline li { position: relative; padding: 0 20px 0 0; }
.timeline li::before { content: ""; display: block; height: 4px; background: var(--line); margin-bottom: 20px; border-radius: 4px; }
.timeline li:first-child::before { background: var(--teal); }
.timeline b { display: block; color: var(--navy); font-size: 1.05rem; margin-bottom: 6px; }
.timeline span { color: var(--muted); font-size: .95rem; }
.facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.fact { background: #fff; border-radius: var(--radius); padding: 24px; border: 1px solid var(--line); }
.fact b { display: block; font-size: 1.5rem; color: var(--navy); margin-bottom: 4px; }
.fact span { color: var(--muted); font-size: .95rem; }
@media (max-width: 900px) {
  .timeline { grid-template-columns: repeat(2, 1fr); gap: 28px 0; }
  .facts { grid-template-columns: 1fr; }
}
@media (max-width: 520px) { .timeline { grid-template-columns: 1fr; } }

/* Inquiry form */
.inquiry { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: start; }
.next-steps { list-style: none; counter-reset: ns; padding: 0; margin: 28px 0; }
.next-steps li { counter-increment: ns; position: relative; padding-left: 48px; margin-bottom: 20px; }
.next-steps li::before {
  content: counter(ns); position: absolute; left: 0; top: 0;
  width: 32px; height: 32px; border-radius: 10px; display: grid; place-items: center;
  background: rgba(111, 224, 196, .14); color: #6fe0c4; font-weight: 800; font-size: .9rem;
}
.next-steps b { display: block; color: #fff; }
.next-steps span { color: #b9c9d9; font-size: .97rem; }
.inquiry-alt { color: #b9c9d9; font-size: .95rem; }
.inquiry-alt a { color: #6fe0c4; }
.inquiry-form {
  background: var(--navy-deep); border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius); padding: clamp(22px, 4vw, 32px);
  box-shadow: var(--shadow-lg);
}
.inquiry-form h3 { color: #fff; margin-bottom: 20px; }
.field { display: block; margin-bottom: 16px; }
.field > span { display: block; font-size: .88rem; font-weight: 700; color: #dbe5ef; margin-bottom: 7px; }
.field em { font-style: normal; font-weight: 500; color: #8ea3b8; }
.field input, .field select, .field textarea {
  width: 100%; font: inherit; font-size: 1rem; color: #fff;
  background: #1a3753; border: 1px solid #2c4c6b; border-radius: 10px;
  padding: 12px 14px; min-height: 48px;
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field textarea { resize: vertical; min-height: 110px; }
.field select { appearance: none; -webkit-appearance: none; padding-right: 40px; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%23b9c9d9' stroke-width='2' d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center; }
.field select option { color: var(--ink); background: #fff; }
.field input::placeholder, .field textarea::placeholder { color: #7088a0; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(22, 168, 138, .3);
}
.field.is-invalid input, .field.is-invalid select { border-color: #f08a8a; }
.field-error { display: block; color: #f6a5a5; font-size: .82rem; margin-top: 6px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.btn--block { width: 100%; margin-top: 6px; }
.btn[disabled] { opacity: .65; cursor: progress; transform: none; }
.form-status { margin: 14px 0 0; font-size: .95rem; font-weight: 600; min-height: 1px; }
.form-status.is-error { color: #f6a5a5; }
.form-status.is-error a { color: #fff; }
.form-foot { margin: 6px 0 0; text-align: center; color: #8ea3b8; font-size: .88rem; }
.form-done { text-align: center; padding: 40px 8px; }
.form-done svg { width: 56px; height: 56px; color: #6fe0c4; margin: 0 auto 16px; }
.form-done h3 { color: #fff; }
.form-done p { color: #b9c9d9; margin: 0; }
@media (max-width: 900px) { .inquiry { grid-template-columns: 1fr; gap: 40px; } }
@media (max-width: 480px) { .field-row { grid-template-columns: 1fr; gap: 0; } }

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
@media (min-width: 901px) { .inquiry-intro { position: sticky; top: 110px; } }
.form-variant { border: 0; padding: 0; margin: 0; min-width: 0; }
.form-variant[hidden] { display: none; }
.field--type { margin-bottom: 6px; }
.field--type > span { font-size: 1rem; color: #fff; }
.field--type select { min-height: 54px; font-weight: 600; border-color: #3d6487; background-color: #1f4060; }
.form-hint { color: #8ea3b8; font-size: .9rem; margin: 0; }
.form-hint[hidden] { display: none; }
.form-group { margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.09); }
.form-group h4 {
  margin: 0 0 16px; font-size: .78rem; font-weight: 800; letter-spacing: .12em;
  text-transform: uppercase; color: #6fe0c4;
}
.form-variant--shared { margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.09); }
.form-variant.is-entering { animation: variant-in .3s ease; }
@keyframes variant-in { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .form-variant.is-entering { animation: none; } }

/* Email address + copy button */
.email-copy { display: inline-flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.copy-btn {
  font: inherit; font-size: .78rem; font-weight: 700; line-height: 1;
  padding: 6px 10px; border-radius: 999px; cursor: pointer;
  border: 1px solid var(--line); background: #fff; color: var(--navy);
  min-height: 28px; transition: background .15s ease, color .15s ease, border-color .15s ease;
}
.copy-btn:hover { border-color: var(--navy); }
.copy-btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.copy-btn.is-copied { background: var(--teal); border-color: var(--teal); color: #fff; }
.section--navy .copy-btn { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.25); color: #fff; }
.section--navy .copy-btn:hover { border-color: #fff; }
.section--navy .copy-btn.is-copied { background: var(--teal); border-color: var(--teal); }

/* FAQ */
.faq { max-width: 820px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  list-style: none; cursor: pointer; padding: 22px 40px 22px 0; position: relative;
  font-weight: 700; font-size: 1.08rem; color: var(--navy);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 4px; top: 50%; transform: translateY(-50%);
  font-size: 1.6rem; font-weight: 400; color: var(--teal-dark); transition: transform .2s ease;
}
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq summary:focus-visible { outline: 3px solid var(--gold); outline-offset: 4px; border-radius: 6px; }
.faq details p { color: var(--muted); padding-bottom: 22px; margin: 0; }

/* CTA band */
.cta-band {
  border-radius: 28px; padding: clamp(40px, 6vw, 72px);
  background: linear-gradient(135deg, var(--navy) 0%, #174468 60%, #127a68 130%);
  color: #d4e1ee; text-align: center; position: relative; overflow: hidden;
}
.cta-band h2 { color: #fff; max-width: 700px; margin-left: auto; margin-right: auto; }
.cta-band p { max-width: 580px; margin: 0 auto 28px; font-size: 1.1rem; }
.cta-band .hero-ctas { justify-content: center; margin-bottom: 0; }

/* Footer */
.site-footer { padding: 56px 0 40px; color: var(--muted); font-size: .92rem; }
.footer-grid { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 32px; padding-bottom: 32px; border-bottom: 1px solid var(--line); }
.footer-grid p { max-width: 320px; margin-top: 12px; }
.footer-links { display: flex; gap: 56px; flex-wrap: wrap; }
.footer-links h4 { margin: 0 0 12px; color: var(--navy); font-size: .85rem; text-transform: uppercase; letter-spacing: .08em; }
.footer-links ul { list-style: none; margin: 0; padding: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-links a { color: var(--muted); text-decoration: none; }
.footer-links a:hover { color: var(--teal-dark); }
.footer-base { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; padding-top: 24px; font-size: .85rem; }

/* Reveal on scroll (only when JS is running, so content is never hidden without it) */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.js .reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .js .reveal { opacity: 1; transform: none; transition: none; }
  .btn { transition: none; }
}

/* Calculator page (/calculator/) */
.nav-links a[aria-current="page"]:not(.btn) { color: var(--teal-dark); }
.calc-intro { padding: clamp(40px, 6vw, 72px) 0 clamp(8px, 2vw, 16px); }
.calc-intro .head { margin-bottom: 32px; }
.calc-intro h1 { font-size: clamp(2.1rem, 4.6vw, 3.2rem); }
.calc { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: start; }
.calc-panel {
  background: var(--navy-deep); border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius); padding: clamp(22px, 4vw, 32px); box-shadow: var(--shadow-lg);
}
.calc-group + .calc-group { margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.09); }
.calc-group h4 {
  margin: 0 0 16px; font-size: .78rem; font-weight: 800; letter-spacing: .12em;
  text-transform: uppercase; color: #6fe0c4;
}
.calc-hint { color: #8ea3b8; font-size: .88rem; margin: 0; }
.calc-goal { margin: 0 0 18px; }
.calc-goal[hidden] { display: none; }
.calc-goal-bar { height: 10px; border-radius: 999px; background: rgba(255,255,255,.1); overflow: hidden; margin-bottom: 10px; }
.calc-goal-bar div { height: 100%; width: 0; background: var(--gold); border-radius: 999px; transition: width .25s ease; }
.calc-goal p { margin: 0; color: #dbe5ef; font-size: .95rem; }
.calc-foot { margin: 12px 0 0; text-align: center; color: #8ea3b8; font-size: .88rem; }
.calc-foot a { color: #6fe0c4; }
.calc-result { position: relative; }
@media (min-width: 901px) { .calc-result { position: sticky; top: 110px; } }
.calc-label { margin: 0; font-weight: 700; color: var(--muted); }
.calc-total { margin: 0; font-size: clamp(2.6rem, 6vw, 3.6rem); font-weight: 800; line-height: 1.1; color: var(--navy); letter-spacing: -0.02em; }
.calc-per { margin: 4px 0 20px; color: var(--muted); font-weight: 600; }
.calc-result .split-row small { display: block; font-weight: 500; color: var(--muted); font-size: .85rem; }
.calc-keep .k { font-weight: 700; color: var(--teal-dark); }
.calc-keep .v { color: var(--teal-dark); font-size: 1.4rem; }
.calc-cap { margin: 16px 0 0; padding: 14px 16px; border-radius: var(--radius-sm); background: var(--teal-tint); color: var(--ink); font-size: .93rem; }
.calc-cap b { color: var(--teal-dark); }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; gap: 32px; } }
@media (prefers-reduced-motion: reduce) {
  .calc-goal-bar div { transition: none; }
}
.money-calc { margin: 28px 0 0; }